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Benefit Highlights - 2009 Plans

2009 Benefit Highlights - Value HMO Plan

2009 Benefit Highlights - Freedom PPO Plan

2009 Benefit Highlights - Dental and Vision

2009 Benefit Highlights - Silver & Fit

2009 Prescription Drug Benefits

   2009 Formulary

   Pharmacy Access

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2009 Benefit Highlights - Value HMO Plan

Senior Care Plus is pleased to offer the Value Options in 2009, with four benefit plan choices. Our Value Options are Medicare-approved benefit plans that provide value to you by making cost-saving arrangements with physicians, hospitals and other healthcare providers. Your Primary Care Physician will coordinate your care; however, you are no longer required to get authorizations to see many network providers.

Our Value Options consists of four different plans (including two with no monthly plan premium and one with a $20 Part B Premium rebate) with affordable copayments and no deductibles for medical services. All Value Option plans include services not covered by Medicare, such as preventive care and worldwide emergency care. The Value Rx, Value Rx Enhanced and Value Rx Premier plans include an enhanced version of the Medicare prescription drug benefit (also known as Part D) and a vision benefit. On top of enhanced prescription drug and vision benefits, the Value Rx Enhanced and Value Rx Premier plans provides coverage for dental, enhanced vision care, and health club membership through the "Silver & Fit" program.

To compare Senior Care Plus with other Medicare Advantage Plans, visit the Medicare Compare Web page.

SENIOR CARE PLUS HIGHLIGHTS

PREMIUM HIGHLIGHTS

VALUE BASIC PLAN

VALUE Rx PLAN

VALUE Rx ENHANCED PLAN

VALUE Rx PREMIER PLAN

Premiums

$0 monthly premium (includes a $20 rebate to Part B Premium)

$0 monthly premium

$20 monthly premium

$100 monthly premium

Differences in Premium include:

(Medical and Vision benefits only)

(Medical, Rx, and Vision benefits)

(Medical, Rx, Vision, and Preventive Dental Benefits - also includes Silver & Fit program)

(Medical, Rx, Vision, and Comprehensive Dental benefits - also includes Silver & Fit program)

 

SENIOR CARE PLUS HIGHLIGHTS

SERVICE HIGHLIGHTS

VALUE BASIC PLAN

VALUE Rx PLAN

VALUE Rx ENHANCED PLAN

VALUE Rx PREMIER PLAN

Physician Office Visits

$10 copay for PCP

$40 copay for specialists

$10 copay for PCP

$40 copay for specialists

$10 copay for PCP

$40 copay for specialists

$10 copay for PCP

$30 copay for specialists

Inpatient Hospital Care: (Includes substance abuse and rehabilitation services.)

$250 per day (1-4 days) for each Medicare covered stay in a network hospital.

(*per service period)

$250 per day (1-4 days) for each Medicare covered stay in a network hospital.

(*per service period)

$200 per day (1-3 days) for each Medicare covered stay in a network hospital.

(*per service period)

$150 per day (1-3 days) for each Medicare covered stay in a network hospital.

(*per service period)

*There are no additional copayments for Inpatient Hospital-Acute Services when readmitted to a contracted facility during a "service" period or within 30 days of last discharge. A "service" period starts the day you go into a hospital and ends when you go for 30 days without hospital care. If you go into the hospital after one "service" period has ended, a new "service" period begins. You must pay the inpatient hospital copayments for each "service" period. There is no limit to the number of "service" periods you can have in one year.

Outpatient Surgery

20% coinsurance for outpatient surgery performed in an ambulatory surgical center or in the hospital.

20% coinsurance for outpatient surgery performed in an ambulatory surgical center or in the hospital.

$200 copay for outpatient surgery performed in an ambulatory surgical center or in the hospital.

$150 copay for outpatient surgery performed in an ambulatory surgical center or in the hospital.

Home Health Care:
(medically necessary)

0$ copay for each visit

0$ copay for each visit

0$ copay for each visit

0$ copay for each visit

Diagnostic Tests, X-Rays, and Lab Services

$0 to $100 copay for each Medicare-covered clinical / diagnostic lab service. $50 to $75 copay for each Medicare-covered X-Ray visit.  Office visit copay may apply.

$0 to $100 copay for each Medicare-covered clinical / diagnostic lab service. $50 to $75 copay for each Medicare-covered X-Ray visit.  Office visit copay may apply.

$0 to $100 copay for each Medicare-covered clinical / diagnostic lab service. $50 to $75 copay for each Medicare-covered X-Ray visit.  Office visit copay may apply.

$0 to $100 copay for each Medicare-covered clinical / diagnostic lab service. $25 to $75 copay for each Medicare-covered X-Ray visit.  Office visit copay may apply.

Outpatient Rehabilitation Services: Occupational, Physical, Speech and Language Therapy

$20 copay for each visit

$20 copay for each visit

$20 copay for each visit

$20 copay for each visit

Annual Screening Mammograms (for women with Medicare age 40 and older)

$0 copay, Office visit copay may apply

$0 copay, Office visit copay may apply

$0 copay, Office visit copay may apply

$0 copay, Office visit copay may apply

Urgently Needed Care

$25 copay for each visit to a contracted Urgent Care center / $50 copay for each visit to a non-contracted Urgent Care center within the United States.

$25 copay for each visit to a contracted Urgent Care center / $50 copay for each visit to a non-contracted Urgent Care center within the United States.

$25 copay for each visit to a contracted Urgent Care center / $50 copay for each visit to a non-contracted Urgent Care center within the United States.

$25 copay for each visit to a contracted Urgent Care center / $40 copay for each visit to a non-contracted Urgent Care center within the United States.

Emergency Care

$50 copay for each emergency room visit. Coverage is world-wide.

$50 copay for each emergency room visit. Coverage is world-wide.

$50 copay for each emergency room visit. Coverage is world-wide.

$50 copay for each emergency room visit. Coverage is world-wide.

Ambulance Services
(medically necessary)

30% coinsurance per trip.

30% coinsurance per trip.

30% coinsurance per trip.

20% coinsurance per trip.

Over-the-Counter (OTC) Medications
(Medicare Part B)

Select medications have a $5 copayment (30-day supply).

Select medications have a $5 copayment (30-day supply).

Select medications have a $5 copayment (30-day supply).

Select medications have a $5 copayment (30-day supply).

Annual Out-of-Pocket Maximum

$4,000

$4,000

$3,500

$3,000

 

For more information, please call Senior Care Plus. During Annual and Open Enrollment, November 15, 2008 through March 1, 2009, Customer Services hours will be Monday through Sunday, 7:30 a.m. to 8 p.m. Pacific Time, at 775-982-3112 or 1-800-336-0123. Beginning March 2, 2009, Customer Services will continue their regular hours: Monday through Friday, 7:30 a.m. to 8 p.m. Pacific Time. If you have impaired hearing, dial our TTY/TDD number, 775-982-3240. You can also send a fax to 775-982-3741.

 

 

Revised October 2008



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